Instant Cash - FAQ
1. What is a payday loan?
It's a short term loan that gives you some extra cash when you need it before your next payday! The amount is usually between $100 and $1000 but some lenders lend higher amounts.2. How do I qualify for a payday loan or cash advance?
It's actually very easy to be approved for a payday loan. You only need to:
3. How do I get the money?
- Be in your current job for at least 90 days
- Be 18 years of age or older and a citizen or permanent resident of the United States
- Have a take home pay of at least $1000/month after taxes
- Have a current home and work phone number and valid email address
- Generally, active military cannot get a payday loan
After your cash advance is approved, the money is deposited electronically directly into your checking account.4. How much money can I get?
You can apply for as little as $100 and as much as $500 or more. The amount you are approved for will be determined by the lender assigned to your application.5. Can I still get a loan if I have bad credit or a bankruptcy?
Bad credit is okay, no credit requirement.6. How long does it take?
As little as 5 minutes to fill in the application! 7. What about late payments?
Late payments of loans may result in additional fees or collection activities, or both. Each Lender has their own terms and conditions, please review their policies for further information. 8. What happens if I don't repay my loan?
Late payments of loans may result in additional fees or collection activities, or both. Each Lender has their own terms and conditions, please review their policies for further information. 9. Can lenders renew or extend existing credit?
Every Lender has its own renewal policy, which may differ from Lender to Lender. Please review your Lender's renewal and credit policies.