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Payday Loans - What Should You Know?

Let's start with a simple definition...What is a payday loan or advance?

According to Wikipedia, a payday loan (also called a payday advance) is a term used to describe small, short-term unsecured loans "regardless of whether repayment of loans is linked to a borrower's payday". The loans are also sometimes referred to as "cash advances", though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Payday advance loans rely on the consumer having previous payroll and employment records. Legislation regarding payday loans varies widely between different states within the USA.

Consumers must protect themselves and learn their rights and options when borrowing money...from anyone. So, look below at some of the topics and click on those you want to learn more about. The more you know the better decision you will make.

We have provided all of this valuable information so that you will be informed and educated about cash advances, payday loans, and other ways to get the money you need right away.

Here are some of our educational topics to help you: