APY is defined as the Annual Percentage Yield. This is the rate your money earns interest by leaving it in an account. This is the annual rate of return on your investment. The higher the APY the better. Why? Because the higher the APY, the more interest your money makes, and this means more money in your pocket.
If you do not have a well-structured and documented budget, now is the time to start. You still have the time to do it, and it should be something you do for a lifetime. Start by adding up all income you will have while unemployed. Then list all expenses and cut anything that is not essential.
There is almost no question that the economy will go into a financial recession as we come out of the COVID-19 crisis. Japan is already reporting financial recession conditions, and the U.S. is sure to follow with the high unemployment numbers and many small businesses that are not going to recover from the shutdown.
Whenever you check your credit card balance, you will be presented with two balances, a statement balance and a current balance. These balances are different and can be confusing, especially when you are trying to find out which balance you should pay first to avoid interest charges and improve your credit utilization ratio.
Watching movies is the best way to relax and have some fun. However, it can be expensive to watch movies in theaters since you need to spend money on tickets, fare, and other things.
Whether you need costumes, fashion accessories, books, décor items, or toys, flea markets and thrift stores are a great place to find everything under one roof. You will love shopping at the Dallas flea markets as you can find things for cheap or bargains on used items.
Some money orders have an additional field called “payment for/ account number”. If you are paying a bill, write your account number accurately to make sure your account is charged.
You can buy a TV any time of the year, but if you want to get the best price, you should make your purchase at the right time. There are a few times of the year when you can get the best deals on TVs.
APR is determined by lenders based on your credit score and multiple other factors. There is an inverse relationship between credit scores and interest rates, as low credit scores lead to high-interest rates.
