Applying does NOT affect your FICO® credit score!
Payday loans in Louisiana can offer cash when you need it to cover medical bills and other emergency expenses. With loan amounts between $100-$300, you can apply for the amount you require and get back on your way. Payday loans are short-term loans that provide emergency funds. They are usually payable in full on your next payday.
A payday loan will provide you with the extra cash you require until your next payday. These credits you the shortest time in a loan, and you can pay it off quickly without any penalty. When you need a little extra cash, a payday loan can be an excellent alternative.
Need a quick loan in Louisiana? Fill out our convenient and secure application form and get your money in 1 business day. Apply now!
You can borrow from $50 to $350 with your payment due on or around your payday but within 30 days maximum.
Below are some reasons you might need a LA online loan.
| Legal Status | Legal |
|---|---|
| Maximum Loan Amount | $350 |
| Minimum Loan Term | Not Specified |
| Maximum Loan Term | 30 days |
| Number of Rollovers | Not allowed |
| Finance Charges | 16.75% of the amount & $10 doc fee |
| Statute of Limitations | 10 years |
According to the Louisiana Deferred Presentment and Small Loan Act, lending more than $350 in Louisiana is illegal.
Lenders willing to operate in the state should adhere to the following charges and fees allowed: $45 max fee + $10 documentation fee
Payday loans in Louisiana are typically given for a maximum period of 30 days. Rollovers are not allowed in Louisiana.
The main problem with large lenders is the time you waste applying for a loan and waiting for a response. When every minute counts, you cannot wait.
Working with FaaastCash.com, you can expect your loan funds to be in your bank account in 1 working day. Unfortunately, no lender can provide you with funds the same day you apply, with rare exceptions.
You no longer have to worry about questions, like “where can I obtain a Louisiana payday loan near me?” You can apply for our online payday loans from the comfort of your own home, office, restaurant, or even in the middle of a traffic jam. All you need is a smartphone or PC with a functional internet connection. It only takes a few minutes to complete your loan request form.
With FaaastCash, it’s simple to apply for a quick loan in Louisiana, but you need to meet a few conditions.
There are countless reasons to get a Louisiana payday loan online. Some of these include:
You require extra cash to fix your vehicle in order to go to work and earn your livelihood.
You need cash to cover some checks you wrote that could bounce and hit you with $35 per check fees from your bank.
You have an overdue utility bill, and you could be shut off and suffer penalties, new setup fees, etc., which are more than the bill itself.
You are short on cash and need groceries for your family.
You can use your cash in any way you wish, but we recommend you only use it for emergency expenses like those noted above.
A significant difference between FaaastCash and other lenders is that our direct lenders do not do hard credit checks. Instead, they make a soft credit inquiry, which will not negatively affect your credit score like a hard credit check can. From New Orleans to Shreveport to Baton Rouge, we have assisted Louisiana residents in need. Our lenders understand that the majority of people seeking a payday loan in Louisiana have a bad credit score. No hard credit payday loans in Louisiana are a common practice.
The first step toward borrowing cash is to apply for a loan from us. You do this online at our site. You hit the submit button when done, and our direct lenders review your data in seconds. You typically receive a response within 90 seconds or less.
If approved, you are connected directly to your lender, who will go over the terms of your loan and answer any questions you may have. FaaastCash is not a lender but a referral service to many direct lenders licensed in Louisiana.
No, our loan submission request form is completely free for you to use. You should never pay any fee upfront when requesting a loan of any kind.
Our application process is quick and simple. Users can complete our online application form in 3-5 minutes, and after this, receive a decision in 90 seconds or less.
If you fail to make a payment on time, you will probably be charged a late fee. Always contact your lender before your payment is late, as many will work with you to structure a new payment date(s).
Louisiana residents who are eligible for a Payday Loan can get a $350 cash advance. The repayment term is capped at a maximum of 30 days.
In the state of Louisiana, payday lending is legal. Louisiana has a $350 payday loan limit. The maximum loan period is of 30 days.
If you do not pay a "payday" loan, you will not be jailed for it. A creditor may pursue a debt collection through the civil courts only; debtors cannot be prosecuted in criminal court for not paying a debt.
FaaastCash offers payday loans in LA from $100 - $350. If approved, the amount you may borrow will depend upon your income and other criteria.
NO. Payday lenders do not perform hard credit checks and do not report to the 3 major national credit reporting companies. Debts in the collection phase may hurt your credit scores.
