Payday Loans Online: Get Instant Approval with No Credit Check

You can get payday loans with no credit check today, and it is quite common for lenders not to do a credit check. However, this is not a guarantee; sometimes lenders do need a credit check before lending even with payday loans. 

You may see websites that say ‘instant payday loans’ or ‘instant online loans.’ This is a misleading statement, and you should avoid such websites. Why? Because it takes any lender at least a few minutes to review and accept a request and then they must talk to you directly to answer your questions as well as explain your loan terms. Then it takes the next business day to deposit any agreed-upon loan to your bank account. So, is that instant? Not really! 

How Can You Get an Instant Loan with Bad Credit?

As we explained above, you cannot get an “instant” loan. However, you can get one where you receive your cash in one business day. Bad credit is not the main factor with payday loans. This is because the primary factors are:

  • Having steady employment
  • An active checking account
  • Enough income to be able to pay back the loan on time

Credit is a minor factor, even if it is bad. Most people with bad credit will still qualify for same-day payday loans. This means getting approval or denial on the same day as you applied. It will still take one business day to deposit the funds into your account. Don’t be misled by otherwise false claims.

Bad Credit Is Not a Problem with Online Payday Loans

As noted, bad credit is not a problem for most applicants. However, it can still be a factor in some cases. When you request, if accepted, you can ask your lender any questions including if they are going to do a credit check. 

You are not obligated to accept a loan offer. Also, if you have bad credit, having a new credit report pulled is not going to make a real difference in your credit standing. To improve your credit standing, it is recommended you get professional advice, and most cities have free services that are government-sponsored and willing to assist you.

How to Get Online Payday Loans

It is true that an online payday loan is probably the fastest way to get money in an emergency and one of the safest transactions as well. Driving around to find a lender is a waste of time and gas money. Requesting a loan from a trusted source like is always best because you are referred to many lenders improving your odds of approval.

Easy Payday Loan Process

Getting a payday loan is a simple process. 1-3 minutes to fill in a loan request form, another 1-2 minutes to receive your response of approval or denial and then a few minutes on the phone with your lender if you are approved. 

And, you can do it all from your smartphone anywhere you have a connection. Just don’t do it while driving or in an area you could lose your signal as you could also lose your opportunity.

Need emergency funds now? Request for payday loans online. Click here to get started.

online payday loans



FaaastCash is a trusted online payday loan referral service helping people overcome their short-term financial emergencies. Our safe and secure online loan application makes it easy and convenient to get payday loans online. We have a large network of qualified lenders to increase the chances of approval for a fast cash loan.