Applying does NOT affect your FICO® credit score!
An emergency loan with bad credit really means a request for an emergency loan when you have bad credit or a bad credit score. A Bad credit score is usually less than 600 on the FICO scale. The key word here is an emergency! Like, your car broke down and you need it fixed right away so you don’t miss any days at work, but you don’t have enough cash to fix your car. An emergency loan for bad credit is one option you may consider if you do not have a credit card with an open balance to use. There may be other reasons, but they all involve some sort of emergency situation.
This part is simple. Complete an emergency loan request form (only 1 page long) from your smartphone or PC and hit the ‘submit’ button. Then, you will get an answer in less than 2-3 minutes. If approved, you will be contacted directly by your lender who will explain the terms and conditions of your loan. If you agree, you will normally get the cash in your bank account in one business day.
Yes, you can. Millions of people get an emergency loan with bad credit every year. Payday lenders and others are most concerned with your ability to pay back your loan, not your credit score. This means knowing you have a stable job and have been in the job at least 3 months but preferably longer. Some lenders require 6 months on the job.
Related Reading: Credit Repair Guide: How to Improve Your Bad Credit Score
You can get an emergency loan at FaaastCash. We have been in the business of referring clients to over 100+ lenders for almost 10 years. We pride ourselves in speed, ease of request, and over 80% of our applicants are approved for a loan request.
Simply complete a loan request form, 1 page only, and submit your form. You will get an answer in as little as 10 seconds but no more than 3 minutes. If approved, your lender will contact you directly to discuss all terms and conditions. You are not obligated to accept a loan even if you are approved for one.
Complete the online request form and be accurate and truthful with your information. Lenders will find any incorrect information and often disqualify you from a loan as a result. Most people are surprised that they may qualify even if they have bad credit.