Applying does NOT affect your FICO® credit score!
We know that life has unexpected twists and turns – let us help you. When you're facing an emergency and come up short on cash, a fast and easy short-term loan may be just the answer you're looking for. Typically, short term loans offer fast funding - but with high-interest rates and quick payback.
Short term loans come in a variety of forms that include short term payday loans or cash advances. Other traditional short-term loan forms include credit card cash advances, personal loans, and some insurance loans. Since many people cannot qualify for a bank loan because of their low credit score or, can’t pull enough cash from their credit card, they consider a short-term payday loan.
Short term payday loans are for emergency situations like sudden home or car repairs loan, unexpected large phone, electricity or medical bills, which require immediate attention, but you don’t have enough cash in hand or in your bank account. Short term payday loans can cover you in such emergency situations until your next payday when you can repay the money to your lender.
You can apply for online short-term loans by filling a loan request form online. Your loan request is then sent to a large network of lenders which increases your chances of approval. Once your loan request is approved, you get the money deposited directly into your bank account.
One hundred percent! Online short-term payday loans are not secured on property and usually involve no credit checking (so bad credit is not a problem!). Having bad credit doesn’t mean you’re a bad person. But your credit history is your track record of how well you use and repay credit.
However, you’ll need to meet these basic requirements:
Quick short-term loan options are available both at storefronts and online. The storefront option is a long process that requires time and effort as you must drive and go store-to-store shopping for rates and, in doing so, end up spending time and gas money.
On the other hand, online short-term loans are an extremely simple process. All you have to do is fill a request form that takes not more than 3-5 minutes and waits for the lenders to respond. Usually, the entire process of request, verification, and approval takes no more than 20 minutes and you can get the cash in your account in one business day.
At FaaastCash, the entire payday loan request and approval process is online and takes only a few clicks and a call: you fill a short request form, your loan request is referred to over 100 lenders; interested lenders contact you online or on the phone; both parties agree on loan fees and payback terms; and, the money is transferred to your bank account the next business day. What’s even better is that you can complete the entire process using your smartphone or tablet or computer, securely, quickly, and easily!