America is seeing the highest numbers of unemployed people in almost 100 years due to the COVID financial crisis. No one person is going to get rid of the coronavirus, but as we get back to work and gradually move to a more ‘normal’ situation, there are many opportunities being created for those that are prepared.
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However, it is difficult and takes time to prepare for a possible job loss. Some come suddenly and without warning as what is happening due to the COVID virus. There is no way anyone could have anticipated this situation.
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There is almost no question that the economy will go into a financial recession as we come out of the COVID-19 crisis. Japan is already reporting financial recession conditions, and the U.S. is sure to follow with the high unemployment numbers and many small businesses that are not going to recover from the shutdown.
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The biggest impact is that the CARES Act provides consumer credit reporting agencies with guidelines to follow, as outlined in the Act. The guidelines are trying to limit the long-term effects suffered by those in financial difficulty. By providing protection, the Act can keep negative reports from showing on one’s credit report.
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Whenever you check your credit card balance, you will be presented with two balances, a statement balance and a current balance. These balances are different and can be confusing, especially when you are trying to find out which balance you should pay first to avoid interest charges and improve your credit utilization ratio.
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Emergency loans are processed quickly as your loan application is verified within a few minutes. Once approved, you will receive funds in your checking account the next business day.
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The first thing you should do to understand your paycheck is to understand the basic information that it provides. This includes the deductions for various categories of taxes, insurance, and other items. Read more here....
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Austin flea markets are a great place to find items such as clothing, furniture, household goods, handmade jewelry, art, and décor items. Not only you can get one-of-a-kind items at these flea markets but you can also get them at affordable and discounted prices.
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Halloween can be an expensive celebration, as you need to spend on costumes, spooky decorations, gifts, trick-or-treats, and parties. However, you don’t need to be afraid of how the holiday will affect your finances. With some effective tips and tricks, you can overcome your financial fears.
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Most car rental companies try to make money by selling extra benefits such as GPS navigation, insurance, satellite radio, and roadside assistance. You can save some cash if you refuse these.
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