A new year presents new beginnings and new opportunities on both financial and personal fronts. One of the simplest ways to get back on track financially is to pay off your debts, stick to a budget, and set realizable financial goals.
A new year presents new beginnings and new opportunities on both financial and personal fronts. One of the simplest ways to get back on track financially is to pay off your debts, stick to a budget, and set realizable financial goals.
If you do not have a well-structured and documented budget, now is the time to start. You still have the time to do it, and it should be something you do for a lifetime. Start by adding up all income you will have while unemployed. Then list all expenses and cut anything that is not essential.
America is seeing the highest numbers of unemployed people in almost 100 years due to the COVID financial crisis. No one person is going to get rid of the coronavirus, but as we get back to work and gradually move to a more ‘normal’ situation, there are many opportunities being created for those that are prepared.
However, it is difficult and takes time to prepare for a possible job loss. Some come suddenly and without warning as what is happening due to the COVID virus. There is no way anyone could have anticipated this situation.
The biggest impact is that the CARES Act provides consumer credit reporting agencies with guidelines to follow, as outlined in the Act. The guidelines are trying to limit the long-term effects suffered by those in financial difficulty. By providing protection, the Act can keep negative reports from showing on one’s credit report.
Austin flea markets are a great place to find items such as clothing, furniture, household goods, handmade jewelry, art, and décor items. Not only you can get one-of-a-kind items at these flea markets but you can also get them at affordable and discounted prices.
