Lifeline is a government program to provide low-income families to have phone service. It is available to low-income families. The program can include internet and phone access.
Your local utilities can also help. Call them and explain your situation. Many utilities will work with you on your payment until you are back on your feet. They may also refer to utility assistance programs that can help you out.
First, get control of your expenses. Keep track of where your money goes. You can keep a ledger, a spreadsheet, or one of the hundreds of free budget programs to track everything expense. Many banks offer this service for free if you are a customer.
Halloween is all about costumes, candies, and pumpkin carvings. Nonetheless, if you watch your budget, you can have a lot more fun while celebrating Halloween.
The American Rescue Plan Act of 2021, which is now law, includes about $2 trillion in pandemic relief funding. Eligible families can receive more financial help as part of the new Act. The Child Tax Credit program has expanded, and eligible families will be getting monthly payments. It may affect your money management in 2021.
A new year presents new beginnings and new opportunities on both financial and personal fronts. One of the simplest ways to get back on track financially is to pay off your debts, stick to a budget, and set realizable financial goals.
If you do not have a well-structured and documented budget, now is the time to start. You still have the time to do it, and it should be something you do for a lifetime. Start by adding up all income you will have while unemployed. Then list all expenses and cut anything that is not essential.
America is seeing the highest numbers of unemployed people in almost 100 years due to the COVID financial crisis. No one person is going to get rid of the coronavirus, but as we get back to work and gradually move to a more ‘normal’ situation, there are many opportunities being created for those that are prepared.
However, it is difficult and takes time to prepare for a possible job loss. Some come suddenly and without warning as what is happening due to the COVID virus. There is no way anyone could have anticipated this situation.
The biggest impact is that the CARES Act provides consumer credit reporting agencies with guidelines to follow, as outlined in the Act. The guidelines are trying to limit the long-term effects suffered by those in financial difficulty. By providing protection, the Act can keep negative reports from showing on one’s credit report.
Austin flea markets are a great place to find items such as clothing, furniture, household goods, handmade jewelry, art, and décor items. Not only you can get one-of-a-kind items at these flea markets but you can also get them at affordable and discounted prices.
