Can You Get Financial Assistance for Your Bills?

Lifeline is a government program to provide low-income families to have phone service. It is available to low-income families. The program can include internet and phone access.

Your local utilities can also help. Call them and explain your situation. Many utilities will work with you on your payment until you are back on your feet. They may also refer to utility assistance programs that can help you out.

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How Many Loans Can I Get with Bad Credit?

If you are short of a little cash, you may consider getting an emergency loan. FaaastCash has been in business for more than a decade and provides service 24/7 and 365 days a year. When you need an emergency loan, consider requesting one with us. With more than 100 direct lenders waiting to review your loan request, you have a great chance of being approved and getting your required cash fast. 

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Can You File Taxes If You Don’t Have a Social Security Number?

If you need to file a tax return but do not qualify for an SSN, you should apply for an ITIN. If your dependent does not qualify for an SSN, but you want to claim them on your return, that person will also need an ITIN. 

Both resident and nonresident aliens can get ITINs, regardless of immigration status. The bottom line is that you may apply for an ITIN if you need to submit a tax return, even if you live in another nation.

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Why You Should Pay off Loans as Fast as Possible

Start by determining how much extra you can pay each month. Next, decide whether you want to pay down your debt starting with the smallest balance and highest interest rate combined – generally the best choice. Then, make your minimum payments including the amount extra you have allotted for that credit card or debt. When a debt is paid off, apply what you have been paying to the next debt.

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7 Reasons Why You Should Have an Emergency Fund

Having an emergency fund can assist you when you incur an unplanned expense while paying off existing debt. You can use the fund to handle that expense but keep paying off your debt. Eliminating debt saves thousands in finance charges every year. It has been estimated that the average American spends more than $160,000 over a lifetime just on interest alone. 

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Online Holiday Shopping and How to Make the Most of It

Set an actual budget per person or family and stick to it. Don’t be afraid to discuss it with family or close friends. Many people feel the same way and will say “yes” let’s just do card exchanges. Also, do not forget to set a budget for the feast you may be hosting. It is surprising how expensive a big dinner can be, and grocery prices are skyrocketing this year due to supply shortages. 

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