7 Reasons Why You Should Have an Emergency Fund

Having an emergency fund can assist you when you incur an unplanned expense while paying off existing debt. You can use the fund to handle that expense but keep paying off your debt. Eliminating debt saves thousands in finance charges every year. It has been estimated that the average American spends more than $160,000 over a lifetime just on interest alone. 

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The Social Security Act: Learn How to Protect the Welfare of the Retired

The various programs within the SSA guidelines are designed to assist Americans as they retire or become disabled. Approximately 50 million Americans participate in social security programs today. To learn more about your benefits, contact your closest social security office. A better idea would be to go online and set up an account (if you haven’t already done so) and review all your potential benefits and future payments when you retire, etc.

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