Black Friday & Cyber Monday Deals 2022: Check Out the Offers

The holiday season is right around the corner, and you are sure to shop on Black Friday & Cyber Monday. The statistics show that American consumers spent nearly $9 billion on Black Friday in 2021 and are ready to splash the cash this year. With the biggest shopping days, Black Friday on 25th November and Cyber Monday on 28th November, top retailers such as Amazon, Walmart & BestBuy offer record low prices and fantastic deals.

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Things to Consider Before Co-Signing Any Loan

A co-signer can have their credit affected if the borrower defaults on a loan and the co-signer do not make the payments. Co-signers can request payments from the borrower directly, but it may not be easy to collect. A co-signer can also request to receive monthly statements from the lender to verify payments are being made, to review the due balance, etc.

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Can You File Taxes If You Don’t Have a Social Security Number?

If you need to file a tax return but do not qualify for an SSN, you should apply for an ITIN. If your dependent does not qualify for an SSN, but you want to claim them on your return, that person will also need an ITIN. 

Both resident and nonresident aliens can get ITINs, regardless of immigration status. The bottom line is that you may apply for an ITIN if you need to submit a tax return, even if you live in another nation.

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